When most people think about car accidents, they automatically consider collisions or crashes that occur while driving. In fact, the last thing that most people think about when returning to a parked car is an accident. This shock of finding out that someone has hit your parked car can be very overwhelming, which is why it is so important that you understand what to do next. Understanding what to do when someone hits your parked car can help you to ensure that you take all the right steps to get your car back to normal as soon as possible.
1. Keep Calm
Finding out that someone has hit your car can be both stressful and upsetting. You should try to remain as calm as you can to avoid the situation escalating any further. If you feel yourself getting upset or angry, try to take a few deep breaths.
2. Exchange Information with the Other Driver
You should then talk to the other driver to exchange all contact information. This will include details such as:
- Driving license
- The driver’s name
- The driver’s contact details
- The driver’s insurance information
3. Take Photographs
Once you have exchanged information, you will then need to take photographs of the accident. You should take photographs of both your vehicle and the damages incurred and the other driver’s vehicle too. It is also useful to document the weather and any other relevant environmental factors.
4. Contact Your Insurance Company
As KBD car insurance explains, the sooner that you contact your insurance company, the sooner they can start working on getting the compensation you are due. You should provide your insurance company with as many details as possible at this time. These details will include information about the other driver, including their insurance details. You should also inform your insurance company about any other factors. These external factors can include where you were parked, the weather conditions, and the time of day of the incident. Your insurance company will also be interested in knowing the contact information of any eyewitnesses.
What Do You Do if the Other Driver is no Longer There?
The situation can be made much more difficult if someone hits your car then drives away. If you see someone hit your car and drive off, then you should try to note down their license plate and other details of the car, such as the make, model, and color. This should help you to track them down.
You should also check your vehicle to see if the other driver left a note. When someone hits your car, they are legally required to leave a note with their contact information and insurance details on it. If they did not leave a note, then you should contact the police. You might also want to ask anyone else in the location if they saw the accident occur.
Between your insurance company and the police, you will likely be able to track down the at-fault driver, especially if there are CCTV cameras, eyewitnesses, or you have the license plate number of the at-fault car. So, don’t despair if you don’t meet the driver who hit your car.